Every member shall subscribe to the minimum share capital requirements at the time of registration. This makes such a member part owner of the credit union and enjoys every benefit a member of the credit union enjoys. Unless otherwise stated, any one who wants to be a member of the credit union shall pay an amount of 200.00 Gh cedis as a minimum shares capital. Shares shall attract dividend at the end of the financial year, if so decided at the Annual General Meeting. Any person with less than the required minimum shares is not a member.